Legal
Terms of Service
Last updated 8 June 2026
1. The agreement
By creating an account you accept these Terms. You must be at least 18 years old, or the age of majority in your country of residence, whichever is higher.
2. The service
vorynq is a tool for tracking and estimating the value of your assets (stocks, crypto, sneakers, watches, cars, property and more). Valuations are estimates based on publicly available data and AI models, and may differ from prices realised in an actual sale.
3. Not financial advice
vorynq does not provide financial, investment, tax or legal advice. All prices, hype scores, signals and "opportunities" are informational only and must not be treated as a recommendation to buy or sell. You act on your own responsibility.
4. Your responsibilities
- You are responsible for keeping your login credentials secure.
- You must not upload unlawful content or misuse the service.
- You own your data; we process it under the Privacy Policy.
5. Payment, auto-renewal and right of withdrawal
Premium and Vault (Ultra) subscriptions are billed via Stripe in the currency shown at checkout, including applicable VAT/sales tax. Subscriptions renew automatically at the end of each billing period (monthly or yearly) at the price then in effect, until cancelled.
How to cancel: open Settings → Subscription and click "Administrér abonnement". Cancellation takes effect at the end of the current paid period — you keep access until then. We do not pro-rate refunds for unused time.
EU 14-day right of withdrawal: consumers in the EU normally have 14 days to withdraw from a digital-service contract. At checkout you are asked to expressly consent to immediate performance of the service and to acknowledge that you thereby lose your right of withdrawal once the service begins (EU Consumer Rights Directive 2011/83/EU art. 16(m); DK Forbrugeraftaleloven § 18, stk. 2, nr. 13). Without that consent we cannot start delivery. Already-paid periods are non-refundable except where mandatory consumer-protection law requires otherwise.
Price changes will be announced at least 30 days in advance by email. If you do not accept the new price, you may cancel before it takes effect.
5a. United States — auto-renewal, cancellation and refunds
This section applies in addition to Section 5 for users located in the United States and is provided to comply with US federal law (the Restore Online Shoppers' Confidence Act, 15 U.S.C. §§ 8401-8405) and state automatic-renewal laws (including California Business & Professions Code §§ 17600-17606, New York GBL § 527-a, and similar statutes in Oregon, Vermont, Illinois, DC and elsewhere).
- Auto-renewal notice. Your subscription will automatically renew at the end of each billing period at the price disclosed at checkout, and we will charge the payment method on file, until you cancel. Monthly plans renew every month; annual plans renew every 12 months.
- How to cancel — any time, online, in two clicks. Open Settings → Subscription, click "Administrér abonnement" to open the Stripe billing portal, then click "Cancel subscription". You do not need to call, email or speak to anyone. Cancellation stops future renewals; you keep access until the end of the current paid period.
- Renewal reminder. For annual subscriptions and for any free trial that converts to a paid subscription, we will send a reminder email 3-30 days before the renewal date.
- Refunds. All charges are final and non-refundable once the billing period has begun, except where required by law. California residents under 18 may request removal of content they posted (Cal. Bus. & Prof. Code § 22581) by contacting privacy@vorynq.com.
- Charges appear as "LINK.COM* VORYNQ" on your card or bank statement, because payment processing and tax handling are provided by Stripe / Link.
5b. United States — binding arbitration and class-action waiver
READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS. If you are a US resident, you and vorynq agree that any dispute, claim or controversy arising out of or relating to these Terms or the service (a "Dispute") will be resolved by binding individual arbitration under the Federal Arbitration Act, 9 U.S.C. §§ 1-16, and not in court, except (i) small-claims-court actions that remain in small-claims court and are brought on an individual basis, and (ii) actions to enjoin infringement of intellectual property.
Arbitration will be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, in the US county where you live or another mutually agreed location, and may be conducted by phone, video or written submissions. Each party pays its own fees except where AAA rules or applicable law require us to pay more. The arbitrator may award the same individual relief a court could.
Class-action waiver. You and vorynq agree that Disputes will be brought only in an individual capacity, not as a plaintiff or class member in any purported class, collective, consolidated, mass or representative proceeding. If this class-action waiver is held unenforceable, then the entirety of this Section 5b is null and void as to that Dispute.
30-day opt-out. You may opt out of this arbitration agreement by emailing legal@vorynq.com within 30 days of first accepting these Terms, including your name, the email on your account, and a clear statement that you opt out of arbitration. Opting out does not affect any other part of these Terms.
6. Disclaimer of warranties and liability cap
The service is provided "as is" and "as available". We do not warrant that valuations are accurate, that the service will be uninterrupted, or that it is fit for any particular purpose. To the maximum extent permitted by applicable law, our total aggregate liability to you for any claim arising out of or related to the service is limited to the greater of (a) the amount you paid us in the 12 months preceding the claim, or (b) EUR 100. Nothing in these Terms limits liability for gross negligence, intent, personal injury, or any liability that cannot be excluded under mandatory law.
7. Intellectual property
vorynq, the logo, the software, the AI models and the user interface are owned by us or our licensors and are protected by copyright and other IP rights. You receive a personal, non-exclusive, non-transferable licence to use the service for its intended purpose for as long as your account is active. You retain all rights to the data and images you upload; you grant us a worldwide, royalty-free licence to host, process and display that content solely to operate the service for you.
8. Termination
You may delete your account at any time from Settings. We may suspend or terminate accounts that misuse the service, infringe third-party rights, or violate these Terms. On termination your access ends; we will delete your personal data in accordance with the Privacy Policy.
9. Governing law and disputes
These Terms are governed by the laws of Denmark, without regard to conflict-of-law rules. If you are a consumer resident in the European Union, you also retain the protection of the mandatory consumer-law provisions of your country of residence, and may bring proceedings before the competent courts of that country. EU consumers can additionally use the European Commission's online dispute resolution platform at ec.europa.eu/consumers/odr.
United States. If you reside in the United States, Sections 5a and 5b above govern payment, cancellation, refunds and dispute resolution. The substantive law applicable to your account is the law of the State of Delaware, USA (excluding its conflict-of-laws rules), and the Federal Arbitration Act governs the interpretation and enforcement of the arbitration agreement.
Rest of world. For users outside the EU and the US, disputes will be brought before the courts of Copenhagen, Denmark.
10. Changes
We may update these Terms. Material changes will be announced by email or in the app at least 14 days before they take effect.